Pemo — Automate business expenses and cards

Pemo is an all-in-one spend management platform for businesses in the MENA region to control and automate expenses.

Pemo is an integrated spend management platform that centralizes corporate cards, invoice payments, and expense tracking for businesses in the MENA region. This solution is specifically designed for finance teams, business owners, and operations managers who need to eliminate manual data entry and gain real-time visibility into company spending. By combining physical and virtual Mastercard corporate cards with automated software, Pemo ensures that every AED spent is tracked and categorized instantly. The platform streamlines the entire expense lifecycle by automating receipt collection and approval workflows. When employees use a Pemo card, they receive an immediate notification to upload their receipt via the mobile app, which the system then matches to the transaction automatically. This process removes the need for month-end manual reconciliations and reduces human error in accounting records. Business owners can find more detailed comparisons of financial automation tools on surfai.app to optimize their 2026 budget strategy. Pemo also provides sophisticated controls, allowing managers to set individual spending limits, manage recurring subscriptions, and establish multi-level approval hierarchies for invoices. Its direct synchronization with major accounting software ensures that financial data flows directly into your ledger without manual intervention. For larger organizations, the platform supports complex organizational structures and bulk card issuance for distributed teams. The Kickoff plan offers a free entry point for up to two card users, making it accessible for startups. For growing companies, paid tiers provide additional user seats and advanced features for a monthly fee per extra user.

Specifications

Pricingfreemium
IntegrationsQuickBooks, Zoho Books, Xero, Oracle NetSuite, Microsoft Dynamics 365, Slack
Best forfounders, finance-teams, operations-managers, marketing-agencies
Website status checked2026-10-19T00:00:58.131+00:00

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