Pluto — Corporate Cards & Expense Automation

Pluto is a corporate card and accounts payable platform for managing business spend and expense automation.

Pluto is an all-in-one corporate card and accounts payable solution that automates business spending and expense tracking. It is built for business owners, finance teams, and startup founders who need to control company costs without manual paperwork. The platform provides physical and virtual corporate cards that allow for granular spend limits and real-time oversight of every transaction. By using Pluto, teams can eliminate manual data entry through AI-powered receipt management and OCR scanning. The system automatically captures data from receipts sent via WhatsApp or uploaded directly, then matches them to the correct transactions. Shortening the path to reconciliation helps finance departments save dozens of hours during month-end closing procedures. You can find more details on these integrations at surfai.app in the 2026 finance category. Pluto also streamlines vendor payments by supporting multi-currency wire transfers to over 200 countries. Standard workflows include automated approval cycles that ensure no invoice is paid without proper authorization. Detailed CFO reporting and real-time analytics provide immediate visibility into department-wise spending and budget health. The platform offers an Essential plan at no cost for basic features, while scaling businesses can move to Pro or Enterprise plans for advanced controls and dedicated support. All tiers link directly with major accounting software to ensure data remains consistent across your financial stack.

• Pricing: freemium

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