Qonto — Business Banking & Expense Management

Qonto is a digital business banking and expense management platform for startups and SMEs

Qonto is an all-in-one financial management platform designed to streamline business banking for SMEs, startups, and freelancers. This solution replaces traditional banking hurdles with a digital-first approach that centralizes expense tracking, bookkeeping, and supplier payments. Business owners can issue physical or virtual Mastercards to employees with custom spending limits, ensuring control over company budgets without manual oversight. The platform provides a unified dashboard for real-time visibility into cash flow and automated receipt digitization. Qonto allows users to categorize expenses instantly and sync data with accounting software to eliminate manual data entry. For larger teams, the system supports multi-user access with specific roles and permissions to maintain security while delegating financial tasks. By integrating directly with popular accounting and productivity tools, Qonto ensures that your financial records are always accurate and ready for tax season. Verified on surfai.app, this tool is ideal for European businesses looking to modernize their financial operations in 2026. Qonto simplifies complex tasks like VAT reconciliation and international transfers through a single interface. Pricing begins at €9 per month for the Basic plan when billed annually, with scaled options for growing teams and larger enterprises. Premium features include advanced spend management and dedicated accounts payable modules.

• Pricing: paid

Specifications

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